Building Your Assets and Wealth

The Basics

Many people with disabilities have low income and limited assets. It can feel hard to change this if you get public benefits, because programs like Supplemental Security Income (SSI) and WorkFirst New Jersey have rules about saving money.

However, there are steps you can take to start building your assets:

Try one or more of these steps, so that you can save money and become more self-sufficient over the long-term.

ABLE accounts help you build more assets

ABLE accounts let people who have disabilities that began before they turned 26 keep money in a special tax-advantaged account. The first $100,000 in an ABLE account does not count against the $2,000 Supplemental Security Income (SSI) resource limit, and none of the money in an ABLE account counts for Medicaid.

Learn more about ABLE accounts.

Learn more