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The World Institute on Disability has information on asset building for people with disabilities that is available as a downloadable book, EQUITY: Asset Building for People with Disabilities, a Guide to Financial Empowerment.

Tax Help

Benefits and Legal Help

For legal advocacy services for people with disabilities, call Disability Rights New Jersey at 1-800-922-7233 (in New Jersey only), 1-609-292-9742, or 1-609-633-7106 (TTY).

Asset Development Programs

ABLE Accounts

New Jersey's ABLE account program is NJ ABLE. Learn more about ABLE accounts and compare different state ABLE programs at the ABLE National Resource Center.

Individual Development Accounts (IDAs)

Each IDA program has its own application process. Get started by finding an IDA program through the New Jersey Individual Development Account Program or the Assets for Independence Resource Center (AFI).

Plans to Achieve Self-Support ( PASS)

The PASS application is complex. Get help with it from a PASS specialist. To contact the New York Region PASS Cadre, which serves New Jersey, call 1-800-551-9583 extension 5 or 8.

The Earned Income Tax Credit (EITC)

IRS Publication 596 is a comprehensive guide to the EITC. The IRS EITC Assistant can help you see whether you qualify for an EITC and how much you might get.

The New Jersey Department of the Treasury has more information about the state EITC.

The Child Tax Credit (CTC)

Get information about the CTC from the IRS.

Special Needs Trusts

The Special Needs Alliance can help you find an attorney who specializes in Special Needs Trusts.

The Social Security Administration has excellent information about Special Needs Trusts and SSI eligibility.

New Jersey Property Tax Credits/Exemptions

For details about the state's Property Tax Credit (for seniors, people with disabitilies, or veterans) or its Property Tax Exemption for veterans with disabilities, or to download claim forms, contact the New Jersey Department of the Treasury.

Ticket to Work

Social Security’s Ticket to Work Program helps people with disabilities who get Social Security benefits re-enter the workforce and become more independent. The Ticket to Work Program offers free access to employment-related services, such as training, transportation, and vocational rehabilitation.

Benefits Planning Services

If you're currently on SSI, SSDI, or CDB benefits, and you're looking for a job, a trained Benefits Planner can help you avoid complications when you are working on a job plan for your future. For questions or guidance specific to your situation, you can speak to someone at the Ticket to Work Help Line at 1-866-968-7842 or 1-866-833-2967 (TTY) Monday through Friday from 8:00AM - 8:00PM EST.

View DB101's full list of experts who can help you understand different benefits.